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Germany has a statutory sickness insurance system (GKV). A full private health assurance (PKV) is only available for patients who are not obliged to be members of the national sickness insurance. But everybody has the opportunity to get a additional private health assurance besides the statutory sickness assurance. On the market there are a lot of assurance vendors providing these supplementary private health insurances. Here you can find a cost-free comparison of insurance suppliers and get your personal supplementary private medical assurance quote: Billige Zahnzusatzversicherung.

A complementary private medical assurance has a lot of benefits:

Every German, who is obliged to be a member of the national health insurance (GKV), can join the complementary private medical insurance. This applies especially to workers and employees whose incomes are below the GKV insurance limit. The insurance limit is a income of 4,012.50 Euros per month in 2008. Persons with a supplementary private health assurance can be treated like private patients. This means that the assurance vendors pay items like glasses and contact lenses. In addition, a patient with a supplementary private medical insurance might get a single room in hospital as well as daily compensation payments for the phase of sickness. Patients should always look for several quotes before effecting your supplementary private health insurance vendor. That can be done online: Billige Krankenzusatzversicherung. The supplementary private medical assurance offers additional performance to members of the statutory sickness insurance in Germany. Private health insurers pay items, which are not paid by the governmental sickness assurance. The details are dependent on your personal contract.

The monthly charges of the private sickness insurance are only dependent on the individual agreement and are not calculated in accordance to your salary. Everybody, who is not happy with the low performance of the national health insurance, should think about contracting additional private sickness insurance. So they can obtain the good feeling to be cured with better treatment and performance in case of sickness. Private patients see the physicians invoices and know how much is charged. So you can see how expensive the different items are. As a private insured, you can control the medical invoices. Many companies offer the option of making modulation to the tariff of the active contract. That is quite useful when your individual needs change over time.